The solution for that is to have redundancy via multiple bank accounts, ideally ...

ferbivore · 2025-05-16T18:37:39 1747420659

Is that really the case? Per https://www.bitsaboutmoney.com/archive/money-laundering-and-... you can be pretty much completely debanked for only a couple of SARs/STRs, and it doesn't seem particularly hard to have one filed against you.

notpushkin · 2025-05-17T01:09:34 1747444174

Ah, yes, the classic 3-2-1 method: three accounts in two different countries, one of them being an offshore. Yeah, I’m doing all that (not the offshore part... at least not yet).

immibis · 2025-05-16T21:46:34 1747431994

Are you a resident of multiple countries?

sofixa · 2025-05-17T07:48:21 1747468101

Don't have to be - fintechs like Revolut, Wise, N26 are based in different countries, but service customers in a decent chunk of Europe.

immibis · 2025-05-17T12:39:45 1747485585

and you can get debanked from all of them in the same incident.

sofixa · 2025-05-17T16:16:19 1747498579

The "incident" has to be pretty severe for you to be debanked in multiple EU+UK countries. Little less than terrorism would do it (I was going to say coup attempt might, but the Catalan leaders who tried to illegally secede from Spain didn't get debanked, so probably not).